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:root{--ink:#18100f;--blue:#126bac;--navy:#14457b;--soft:#f4f6f9;--line:#dce3eb;--body:var(--font-body), Arial, sans-serif;--heading:var(--font-heading), Arial, sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth}body{color:var(--ink);font-family:var(--body);background:#fff;margin:0;font-size:17px;line-height:1.65}a{color:inherit}:focus-visible{outline:3px solid var(--blue);outline-offset:4px}img{object-fit:cover}h1,h2,h3,p{margin-top:0}h1,h2,h3{font-family:var(--heading);letter-spacing:-.04em;line-height:1.04}h1{max-width:620px;font-size:clamp(3.6rem,7vw,5.4rem)}h2{max-width:660px;font-size:clamp(2.45rem,4vw,4rem)}h3{font-size:1.35rem}.shell{width:min(1270px,100% - 48px);margin:0 auto}.site-header{z-index:20;-webkit-backdrop-filter:blur(14px);backdrop-filter:blur(14px);background:#fffffff5;border-bottom:1px solid 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a:hover{color:var(--blue)}.article-card-image{object-fit:cover;width:100%;height:230px;display:block}.empty-state{background:#f9fbfd}.portal-status{color:#0d4f84;background:#d8eaf9;border-radius:999px;margin:12px 0 0;padding:10px 14px;font-size:.9rem;font-weight:800;display:inline-block}.preview-badge{color:#6b4d00;background:#fff8dd;border:1px solid #d7b65e;border-radius:999px;margin:0 0 18px;padding:8px 12px;font-size:.85rem;font-weight:800;display:inline-block}.image-review-note{color:#5a4a24;background:#fffaf0;border-left:3px solid #d7b65e;margin:-20px 0 30px;padding:14px 16px;font-size:.93rem}.article-hero-image{object-fit:cover;border-radius:6px;width:100%;max-height:540px;margin:28px 0 42px;display:block}.article-copy h2{margin-top:38px}.referral-steps{margin-top:20px}.referral-steps ol{max-width:760px;margin:24px 0 0;padding-left:24px}.referral-steps li{margin-bottom:18px;padding-left:10px}.privacy-panel{background:var(--navy);color:#fff;border-color:var(--navy);margin-top:20px}.privacy-panel .notice-label{color:#8fcaff}@media (max-width:991px){.nav-links{border-bottom:1px solid var(--line);background:#fff;flex-direction:column;align-items:stretch;padding:24px;display:none;position:absolute;top:93px;left:0;right:0;box-shadow:0 15px 25px #18100f14}.nav-links.is-open{display:flex}.nav-links .button{text-align:center}.menu-button{display:block}.hero{min-height:auto}.hero-grid,.split-grid,.contact-grid{grid-template-columns:1fr}.hero-copy{padding:25px 0}.hero-images{min-height:510px}.hero-main-image{inset:0 0 0 20px}.focus-grid{grid-template-columns:repeat(3,1fr)}.split-grid.reverse>:first-child{order:initial}.contact-grid{gap:45px}}@media (max-width:767px){body{font-size:16px}.shell{width:min(100% - 32px,1270px)}.header-inner{min-height:76px}.brand{width:220px}.site-header .nav-links{top:76px}.hero-grid{padding:48px 0}.hero-images{min-height:300px}.hero-main-image{inset:0}.hero-detail-image{display:none}.section{padding:80px 0}.focus-grid{grid-template-columns:repeat(2,1fr)}.image-panel{min-height:300px}.footer-grid{grid-template-columns:1fr;gap:22px}}@media (max-width:479px){h1{font-size:3.35rem}.focus-grid{grid-template-columns:1fr}.focus-card{min-height:175px}.contact-note{padding:23px}}.reveal{opacity:1}.policy-copy h1{max-width:760px;font-size:clamp(2.5rem,5vw,3.8rem)}.image-review-note{display:none}.article-table-wrap{border:1px solid var(--line);border-radius:6px;margin:28px 0 14px;overflow-x:auto}.article-table-hint{font-size:.9rem;display:none}.article-table-wrap:focus-visible{outline:3px solid var(--navy);outline-offset:3px}@media (max-width:767px){.article-table-hint{margin-bottom:8px;display:block}.article-table-hint+.article-table-wrap{margin-top:8px}}.article-table{border-collapse:collapse;width:100%;min-width:680px;font-size:1rem}.article-table caption{text-align:left;background:#f9fbfd;padding:16px;font-weight:800}.article-table th,.article-table td{border-bottom:1px solid var(--line);text-align:left;vertical-align:top;padding:16px}.article-table thead th{color:var(--navy);background:#eef6fc;font-size:.92rem}.article-table tbody th{font-weight:800}.article-table tr:last-child th,.article-table tr:last-child td{border-bottom:0}.related-resources{border:1px solid var(--line);background:#f9fbfd;border-radius:6px;margin-top:44px;padding:24px 28px}.related-resources h2{margin-top:0;font-size:1.55rem}.article-citations{white-space:nowrap;margin-left:4px;font-size:.72em}.article-citations a{color:var(--blue);text-underline-offset:2px;text-decoration:underline}.article-trust{color:#595452;flex-wrap:wrap;gap:8px 18px;margin:18px 0 24px;font-size:.9rem;display:flex}.article-callout{border:1px solid var(--line);background:#f9fbfd;border-radius:6px;margin:34px 0;padding:24px 28px}.article-callout h2{margin:0 0 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